Published On: 21/07/2026By

PERKESO LINDUNG 24 Jam 2026: Employee Online Participation & Opt-Out Guide (Step-by-Step) 

The latest PERKESO LINDUNG 24 Jam 2026 update has changed how employees participate in the scheme.

Effective 8 July 2026, participation in the PERKESO LINDUNG 24 Jam Scheme is voluntary, allowing employees to choose whether they want to participate or opt out.

For employees who do not wish to participate, an opt-out declaration must be submitted through the PERKESO online portal before:

31 August 2026

If employees do not submit an opt-out declaration within the required period, their participation will continue by default.

For employers and HR teams, this update means they need to properly communicate the requirement, maintain employee declaration records, and ensure payroll processes are aligned with future PERKESO requirements.

This article provides a complete guide covering:

  • PERKESO LINDUNG 24 Jam latest update
  • Employee participation and opt-out process
  • Online portal registration steps
  • Declaration form download
  • Employer action checklist
  • Frequently asked questions

Key Takeaways: PERKESO LINDUNG 24 Jam 2026 Update

✅ Participation in LINDUNG 24 Jam became voluntary from 8 July 2026

✅ Employees can choose:

  • Participate in the scheme
  • Opt out from the scheme

✅ Employees who wish to opt out must submit their declaration before:

31 August 2026

✅ Declaration submission is completed through the PERKESO LINDUNG online portal

✅ Employers should keep records of employee participation status and declaration forms

What Employers Need to Know About PERKESO LINDUNG 24 Jam

Although employees are responsible for selecting their participation status, employers play an important role in ensuring employees understand the latest requirements.

Employers should:

1. Inform Employees About the Opt-Out Deadline

HR teams should remind employees that:

  • Participation is voluntary
  • Opt-out submission must be completed before 31 August 2026
  • Failure to submit opt-out declaration means participation continues by default

2. Maintain Employee Declaration Records

Employers should keep records of:

  • Employee participation status
  • Declaration confirmation date
  • Downloaded declaration form

These records may be useful for future payroll and compliance reference.

3. Monitor Payroll Impact

Employers should continue monitoring PERKESO announcements regarding:

  • Contribution requirements
  • Employee deductions
  • Payroll processing changes

Payroll systems should be updated according to the latest statutory requirements.

 

How Employees Submit PERKESO LINDUNG 24 Jam Opt-Out Declaration Online

Employees who wish to opt out of the PERKESO LINDUNG 24 Jam Scheme may submit their declaration online through the PERKESO LINDUNG portal. This guide is based on the latest official PERKESO User Guide for the LINDUNG 24 Jam Scheme Release of Liability Notice.

Portal:

https://lindungfaedah.perkeso.gov.my/auth/

Step 1: Register or Login to PERKESO LINDUNG Portal

Existing Users

Click:

Log Masuk (Login)

and proceed with your account.

New Users

Click:

Daftar Akaun (Register Account)

Complete the required information:

  • Full Name (must match IC)
  • IC Number
  • Email Address
  • Password

Password requirements:

  • Minimum 8 characters
  • At least one special character

Example:

Password@123

After completing the information:

  1. Tick the Terms & Conditions checkbox
  2. Click Daftar Akaun

Step 2: Complete Account Registration

Once your registration is successful, click Seterusnya (Continue) to proceed to the declaration page.

Step 3: Declare Your Decision to Opt Out

You will be taken to the Perakuan Pekerja (Employee’s Declaration) page.

If you do not wish to participate in the LINDUNG 24 Jam Scheme, tick the checkbox beside:

Saya Memilih Untuk Tidak Menyertai Skim LINDUNG 24 Jam
(I Choose Not to Participate in the LINDUNG 24 Jam Scheme.)

By selecting this option, you acknowledge that:

  • You will not be entitled to the benefits provided under the scheme.
  • You will not hold your employer or PERKESO liable for any consequences arising from your decision.

Important: This declaration is intended for employees who wish to opt out of the LINDUNG 24 Jam Scheme.

Step 4: Confirm Your Declaration

Read the declaration carefully.

Tick the confirmation checkbox to acknowledge that:

  • You have read and understood the information provided.
  • Your decision is made voluntarily without any pressure or coercion.

Then click:

Hantar (Submit)

Step 5: Confirm Your Opt-Out Decision

A confirmation message will appear asking whether you wish to proceed with opting out of the LINDUNG 24 Jam Scheme.

If you wish to continue, click:

Sahkan, Saya Tidak Mahu Menyertai
(Confirm, I Do Not Wish to Participate.)

If you wish to review your decision, click:

Kembali (Back).

Step 6: Declaration Submitted Successfully

Once your declaration has been successfully submitted, the system will display a confirmation message.

Click:

OK

to continue.

Step 7: Download Your Release of Liability Notice

The system will display your completed declaration.

Click:

Muat Turun (Download)

to download and save a copy of your LINDUNG 24 Jam Scheme Release of Liability Notice for future reference.

CONTOH : NOTIS PELEPASAN LIABILITI SKIM LINDUNG 24 JAM

 

Step 8: Submit the Signed Declaration to Your Employer

For the employer’s records, print the downloaded LINDUNG 24 Jam Scheme Release of Liability Notice, sign the document, write the declaration date (the same date used in the PERKESO portal), and submit it to your employer.

 

Important Notes:

  • Voluntary for local employees and mandatory for foreign employees.
  • Important: If you choose not to participate, you will not be eligible to receive benefits under the LINDUNG 24 Jam Scheme.
  • Your participation will be automatically activated as “Participating” if no opt-out notice is received by 31 August 2026.

 

Official PERKESO Release of Liability Notice (Opt-Out)

PERKESO has also published the official Release of Liability Notice (Opt-Out) through the LINDUNG Faedah Portal.

This official declaration form is available under “Release of Liability Notice (Opt-Out)” and is intended for employees who choose not to participate in the PERKESO LINDUNG 24 Jam Scheme.

Submission Period

Employees who choose to opt out of the LINDUNG 24 Jam Scheme should complete their declaration within the following period:

13 July 2026 – 31 August 2026

If no Opt-Out Declaration is received by 31 August 2026, participation in the LINDUNG 24 Jam Scheme will continue according to PERKESO’s implementation.

 

Frequently Asked Questions (FAQ)

1. If an employee chooses not to participate in the LINDUNG 24 Jam Scheme, will they still be protected?

Based on the current PERKESO declaration, employees who choose to opt out acknowledge that they will not be entitled to the benefits provided under the LINDUNG 24 Jam Scheme. Employers and employees should refer to the latest PERKESO announcements for any future updates.

2. Does the mandatory LINDUNG 24 Jam contribution for foreign employees include expatriates?

Yes. Based on the current implementation, the mandatory contribution for foreign employees also applies to expatriates.

3. Do employers still need to make contributions for local employees who choose to participate?

Yes. If a local employee chooses to participate through the official PERKESO portal, employers are still required to process the contribution according to the applicable PERKESO requirements.

4. Should employers obtain employees’ participation decision before processing the July 2026 payroll?

Yes. Since voluntary participation took effect on 8 July 2026, employers should notify employees of the change and obtain their participation decision before processing the July payroll.

5. Should employers create their own permanent opt-in or opt-out form?

No. Employers should avoid implementing a permanent internal process that differs from PERKESO’s official mechanism. Until further guidance is issued, employers may communicate the changes internally and retain employees’ written or electronic confirmation.

6. Will contributions already paid for June 2026 be refunded if an employee later chooses to opt out?

Currently, no refund mechanism has been announced. PERKESO has indicated that further information on implementation and refund procedures will be released in due course.

7. My company is processing the July payroll. Can we only implement the changes from August 2026?

No. The voluntary participation policy became effective on 8 July 2026. Employers should not deduct contributions from local employees who have chosen to opt out, even if the July payroll is still being processed.

8. We have not yet paid the June 2026 contribution because the payment deadline is 15 July 2026. Should we still make the payment?

Yes. Since the voluntary participation policy only became effective on 8 July 2026, employers should still proceed with the June 2026 contribution under the existing requirements.

9. Can employers pay the LINDUNG 24 Jam contribution as an additional employee benefit?

The statutory contribution is currently stated to be borne by the employee. Employers should wait for further clarification from PERKESO before adopting alternative payment arrangements. If employers wish to provide financial assistance, they should ensure it complies with future PERKESO guidance and applicable payroll or tax requirements.

10. What records should employers keep as evidence of an employee’s participation decision?

Employers should retain records that clearly show the employee’s participation choice, including:

  • Employee’s name and identification details
  • Participation or opt-out status
  • Effective date of the election
  • Employee’s written or electronic confirmation
  • Payroll deduction records (where applicable)
  • PERKESO contribution records

Once PERKESO introduces an official declaration form or updated online process, employers should retain those documents as part of their payroll records.